SimplySolvd

What questions should I ask a direct buyer?

Ten questions separate a serious buyer from a time-waster: how the offer is calculated, proof of funds, who pays closing costs, the real closing timeline, what happens to your tenants, whether the contract is assignable, what due diligence they need, whether there are any fees, what happens if they miss the closing date, and who will actually be on the closing documents. A legitimate buyer answers all ten without hesitation — and this page tells you what the good answers sound like.

How do you calculate your offer?

A serious buyer of income property values it on the numbers — net operating income and a market cap rate — not a guess from street view. Expect them to ask for your trailing twelve months of income and expenses (T12) and a current rent roll before giving a firm price, and expect them to show you the math. A buyer who names a firm price without seeing financials is either lowballing or planning to renegotiate later.

Can you show proof of funds?

Ask for a recent bank or fund statement, or a lender letter. This is standard commercial practice, and no legitimate buyer is offended by the request. If the deal depends on financing, ask who the lender is and how far along the relationship is.

What is your real closing timeline — and what could slow it down?

Direct purchases usually close faster than listed sales because there is no marketing period. But an honest buyer will also tell you what can stretch the date: title issues, tenant estoppels, survey questions, or lender timelines. A buyer who promises a date with no caveats is telling you what you want to hear.

What happens to my tenants?

For an occupied building the right answer is simple: leases transfer with the property, tenants stay, and rent keeps flowing. If a buyer's plan requires the building empty, that changes your risk profile — get the plan, and who bears that risk, in writing.

Is your offer assignable — and will you be the one closing?

Some contracts let a buyer assign the purchase to a partner or affiliated entity. Assignment is not automatically bad — partnerships and holding entities are normal in commercial real estate — but you are entitled to know who will be on the closing documents, and a meaningful deposit is what keeps everyone serious either way.

What fees or commissions do I pay?

In a true direct sale you pay no listing commission. Ask specifically who pays title, transfer taxes, and closing costs, and get your net-to-you number in writing before you sign. Our net proceeds calculator shows how the pieces fit together.

What due diligence do you need, and how long will it take?

Expect a document request — T12, rent roll, leases, and notes on recent capital work. A defined due-diligence period with a defined end date beats an open-ended one. Vague, extendable diligence is where slow deals go to die.

What happens if you miss the closing date?

The answer you want: the deposit goes hard or is released to you, or an extension is agreed in writing with consideration attached. Vague answers to this question are the biggest red flag on the entire list — it is the moment you find out whether the buyer has real skin in the game.

We'll answer all ten of these in writing before you commit to anything.

Tell us about the property and we'll follow up discreetly. No public listing, no commissions, no pressure — or text us at 202-932-7527.

Prefer to read first? Browse the selling guides

Frequently asked questions

Should a direct buyer charge me any upfront fee?
No. A legitimate direct buyer never charges a seller an upfront fee — the buyer's money is made on the purchase itself. Any request for an application fee, valuation fee, or deposit from you is a reason to walk away.
Do I need my own attorney in a direct sale?
It's your choice, but for commercial and multifamily property an attorney review of the purchase agreement is inexpensive insurance — and a professional buyer will expect and welcome it.
Is it rude to ask a buyer for proof of funds?
Not at all. It's standard commercial practice, and serious buyers provide it readily. A buyer who bristles at the request has told you something important.
What's the single biggest red flag?
A firm price offered before the buyer has seen any financials, or resistance to putting timelines and deposits in writing. Real offers on income property are built from the T12 and rent roll, not from the curb.